Growing 301pay into a full business banking platform

Leading the product from idea to impact with a clear vision and hands-on execution.

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  • Feb '24 - Mar '25

    Timeline

  • Paris, FR

    Location

BKN301 aimed to expand its product offering for business customers. Until then, our merchant portal only supported acquiring services, missing the opportunity to serve broader financial needs.

We saw the chance to unify all BKN301 business services—accounts, employee cards, acquiring—into a single platform. This not only improved user experience but also enabled powerful cross-sell and white-label opportunities for partner banks.

As Lead Product Manager, I defined the product vision and led a cross-functional team of up to 15 people including product managers, developers, and designers. I was responsible for ensuring we delivered a platform with real business impact—positioning 301pay as a key revenue driver for BKN301.

First step: embracing product discovery

Continuous product discovery allowed us to stay close to user needs while running regular co-design and alignment sessions with internal stakeholders to identify high-impact, scalable initiatives that needed prioritization. Every feature was grounded in deep technical analysis, leveraging BKN301’s BaaS infrastructure for fast, reliable implementation. We measured success through user adoption and continuously improved internal operations by releasing dedicated tooling with each iteration.

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    Continuos Product Discovery
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    Impact driven prioritization
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    Deep technical feasibility assessment
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    Operational efficiency bias
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  • Vision

    301pay is the all-in-one platform for business customers to manage accounts, employee cards, and acquiring services in one unified experience. Designed to remove complexity and fragmentation, it empowers businesses with full control, real-time visibility, and seamless access to financial services—whether offered directly by BKN301 or through its banking partners.

  • Roadmap

    Armed with this vision, the team was able to prioritize key baseline features that would enable banking experiences in the original product. The roadmap focused on expanding functionality and ensuring all services were natively integrated, while keeping space for continuos improvement based on customer feedback.

Reimagining the Acquiring Experience

To strengthen 301pay’s acquiring proposition, we developed a set of features designed to boost merchant conversion, simplify payment operations, and scale integrations. Each feature was built with usability, flexibility, and performance in mind.

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Bringing Core Banking Features to Life

As part of 301pay’s evolution into a full business banking hub, we introduced essential banking capabilities from the ground up—designed for simplicity, control, and daily usability.

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Building a Scalable and Secure Platform Foundation

To support the complexity of business needs, we developed critical platform-level features from scratch—focused on access control, security, and data visibility.

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Behind the Scenes: 301admin

We built 301admin to support 301pay with the same care given to customer-facing features. Designed for BKN301’s operations teams, it simplified complex workflows into one intuitive tool. Born from continuous discovery, it brought customer-grade UX to internal processes, unlocking real operational efficiency.

Key Features

  • Dashboarding & Personalized Alerts – Real-time control panels tailored to each team’s workflow

  • Unified Customer View – All client data and products in one place

  • Action on Behalf – Execute key tasks like transfers directly for clients

  • Onboarding Toolkit – Manage both remote and in-person onboarding smoothly

  • Analytics & Personalized Reporting – Generate insights and reports tailored to operational needs
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A note on Design

The main challenge: grow functionality without adding friction. We ran co-design workshops, built quick prototypes, and tested extensively to keep things intuitive while scaling complexity. 

Design activities were supported by a deep technical understanding of data models and APIs implementation flows, ensuring feasability and efficiency of the proposals.

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The Impact

Our work on 301pay went beyond features—it shaped how we build products at BKN301. We defined a scalable product development method, fostered a cohesive and cross-functional team culture, and positioned 301pay as a strategic pillar for the company’s growth. Today, it stands as the central platform for business clients and a key revenue driver in BKN301’s ecosystem.

  • 50%

    Weekly Active Users over total active users

  • +20%

    Acquiring conversion optimization resulting in increased Total Payment Volumes

  • 60%

    Internal operations optimization on key regular actions

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Notes: A Team Effort, Led with Product Vision

301pay is the result of close collaboration across product, design, and engineering. My role as Head of Product focused on driving discovery, setting the product vision, defining the roadmap, managing execution, and shaping the user experience—through wireframing, UI strategy, and continuous iteration.

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